Well. 2020 is over. What a year that was! In a time of strife, illness and complete overthrow of the way we live our day-to-day lives, I was so very grateful for our extra money and cost reducing strategies.
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Not only was the world in chaos in 2020, but that whirlwind energy came into our home and really shook things up.
Towards the end of January, I ended up with appendicitis, and at 12 weeks pregnant, ended up having to have my appendix removed. The pain of the attack and the weeks of recovery afterwards were nothing like anything I had ever experienced, and I spent weeks in bed, needing help just to sit up.
After healing from that, we decided to take a trip to Great Wolf Lodge in Sandusky Ohio. Unbeknownst to me, the border control agent forgot to give me back my passport. Fortunately, I was able to get back into Canada easily enough, but the borders shut down due to Covid days later and I still have yet to get it back (not like I’m going anywhere anytime soon anyway ha!)
Life progressed, and then in June our last child joined us, 8 weeks early. This lead to me spending 3 weeks in the NICU completely alone with the baby, staring at a wall. After about a week, I bought myself some headphones and got hooked on TikTok!
But it doesn’t end there. In October, one of our cars died, then the microwave, then my laptop started shooting sparks out the side of it, and then the fridge needed to be replaced mid-November. It was one big bill after the next.
Oh, and I had a random anaphylactic reaction to something towards the end of October that resulted in a $45 ambulance bill and needing epinephrine.
So, 2020 was quite the ride for us!
Nevertheless, amongst all that chaos, I still ended the year with an extra $14,575.48!
This extra money is recorded on a simple excel document, where I track each coupon I use, each survey payment I redeem and every cashback payout I receive. I also include our side hustle income, money we make selling things on Facebook and Kijji and any other money that we collect outside of our regular jobs and benefits.
Now this is dramatically below my $21,000 goal – and I’m okay with that. The chaos of the year, coupled with my life being put on hold for several months really impacted our extra earnings. In addition to that, I have been working diligently on this blog and some other start-ups which will hopefully pay off in 2021!
Here’s where the extra money came from:
Be sure to follow my journey on Facebook and here, as I share my journey each month!
Did you miss a month? Here’s my 2020 Extra Cash Reports:
January February March April May June July August September October November December
Want more ways to earn extra cash? Check out my year in review posts below: